Mastering TOEIC Reading: Interpreting Information in Employee Benefit Packages

TOEIC Reading Practice Test: Employee Benefits

Part 1: Incomplete Sentences

1. The company offers a comprehensive __ package to attract top talent.
   A. benefit
   B. beneficial
   C. beneficiary
   D. beneficent

2. Employees are eligible for health insurance coverage after a 90-day __ period.
   A. probation
   B. promotion
   C. proposition
   D. prosecution

3. The 401(k) plan allows employees to __ a portion of their salary for retirement.
   A. defer
   B. differ
   C. defect
   D. defeat

4. Workers can __ up to 6% of their salary to receive the full company match.
   A. contribute
   B. attribute
   C. distribute
   D. substitute

5. The company provides __ disability insurance at no cost to employees.
   A. short-term
   B. short-sighted
   C. short-handed
   D. short-lived

6. Employees can __ for additional life insurance coverage beyond the basic plan.
   A. opt
   B. adapt
   C. adopt
   D. apt

7. The flexible spending account allows pre-tax deductions for __ medical expenses.
   A. eligible
   B. illegible
   C. negligible
   D. incredible

8. Workers receive __ time off for vacation, personal days, and sick leave.
   A. paid
   B. unpaid
   C. underpaid
   D. prepaid

9. The company offers tuition __ for job-related courses and degrees.
   A. reimbursement
   B. reinforcement
   C. relinquishment
   D. replenishment

10. Employees can take advantage of __ pricing on company products and services.
    A. discounted
    B. discontinued
    C. discontented
    D. disjointed

11. The wellness program includes __ to a local gym and fitness classes.
    A. access
    B. excess
    C. assess
    D. abscess

12. Workers can participate in the employee stock __ plan after one year of service.
    A. purchase
    B. purpose
    C. purge
    D. purse

13. The company provides __ leave for new parents, both mothers and fathers.
    A. parental
    B. prenatal
    C. paternal
    D. partial

14. Employees can __ their benefits elections during the annual open enrollment period.
    A. modify
    B. magnify
    C. mollify
    D. mystify

15. The company matches charitable __ made by employees up to $1000 per year.
    A. donations
    B. denotations
    C. detonations
    D. derivations

16. Workers can __ up to 80 hours of unused vacation time to the next year.
    A. carry
    B. ferry
    C. marry
    D. parry

17. The employee assistance program offers confidential __ for personal and work-related issues.
    A. counseling
    B. counting
    C. coupling
    D. coddling

18. The company provides __ coverage for dental and vision care.
    A. supplemental
    B. supplementary
    C. suppositional
    D. suppressive

19. Employees can __ pre-tax dollars to pay for commuting expenses.
    A. set aside
    B. set up
    C. set off
    D. set in

20. The company offers a __ work schedule option for eligible positions.
    A. flexible
    B. inflexible
    C. reflexive
    D. perplexive

21. Workers receive __ pay for hours worked beyond their regular schedule.
    A. overtime
    B. overdue
    C. overrated
    D. overboard

22. The company provides __ insurance to protect employees traveling for business.
    A. travel
    B. travail
    C. trivial
    D. tribunal

23. Employees can participate in __ saving accounts for healthcare and dependent care expenses.
    A. tax-advantaged
    B. tax-deductible
    C. tax-exempt
    D. tax-free

24. The company offers a __ program to help employees balance work and personal life.
    A. work-life
    B. workaholic
    C. workflow
    D. workmanship

25. Workers can earn __ for participating in wellness activities and health screenings.
    A. incentives
    B. incidentals
    C. incendiaries
    D. incipiencies

26. The company provides __ planning services to help employees prepare for retirement.
    A. financial
    B. finicky
    C. finesse
    D. finality

27. Employees can take advantage of __ development opportunities through training programs.
    A. professional
    B. professed
    C. profuse
    D. profound

28. The company offers a __ program to help employees quit smoking.
    A. smoking cessation
    B. smoking sensation
    C. smoking session
    D. smoking cession

29. Workers can receive __ for referring qualified candidates for open positions.
    A. bonuses
    B. bonanzas
    C. bondages
    D. bounties

30. The company provides __ leave for employees to perform volunteer work in the community.
    A. paid
    B. unpaid
    C. repaid
    D. prepaid

Employee Benefits Package Overview

Part 2: Text Completion

Questions 31-34 refer to the following text:

Employee benefits are a crucial part of any compensation package. At TechInnovate Inc., we pride ourselves on offering a (31)__ benefits program that supports our employees’ well-being and professional growth. Our health insurance plan provides (32)__ coverage for medical, dental, and vision care, ensuring that our team members and their families have access to quality healthcare. We also offer a competitive 401(k) plan with company (33)__, helping our employees secure their financial future. Additionally, our flexible work arrangements and generous paid time off policy promote a healthy work-life (34)__, allowing our staff to recharge and maintain peak productivity.

31. A. comprehensive
    B. comprehensible
    C. compressed
    D. compressive

32. A. comprehensive
    B. comprehending
    C. compressing
    D. compromising

33. A. matching
    B. matched
    C. matcher
    D. matches

34. A. balance
    B. balancing
    C. balanced
    D. balancer

Questions 35-38 refer to the following text:

Understanding your employee benefits package is essential for maximizing its value. Most packages include several key (35)__. Health insurance typically covers medical expenses, while life insurance provides financial protection for your family in case of your death. Retirement plans, such as 401(k)s, allow you to save for the future with potential tax (36)__. Many companies also offer additional perks like paid time off, which includes vacation days, sick leave, and personal days. It’s important to carefully review your options during the annual (37)__ period, as this is usually the only time you can make changes to your selections unless you experience a qualifying life (38)__.

35. A. components
    B. compartments
    C. complements
    D. compliments

36. A. advantages
    B. advantageous
    C. advantaged
    D. advancing

37. A. open enrollment
    B. open house
    C. open-ended
    D. open-minded

38. A. event
    B. eventful
    C. eventual
    D. eventuality

Questions 39-42 refer to the following text:

Wellness programs have become an increasingly popular (39)__ of employee benefits packages. These programs aim to promote healthier lifestyles among employees, which can lead to reduced healthcare costs and improved productivity. Typical offerings include gym membership (40)__, health screenings, and nutrition counseling. Some companies have taken wellness initiatives a step further by providing on-site fitness centers, yoga classes, and meditation rooms. To encourage participation, many employers offer (41)__ such as reduced insurance premiums or cash bonuses for employees who meet certain health goals. While these programs can be beneficial, it’s important for companies to respect employee privacy and ensure that participation remains (42)__.

39. A. component
    B. compartment
    C. complement
    D. compliment

40. A. subsidies
    B. subsidiaries
    C. substandards
    D. substantiates

41. A. incentives
    B. inceptions
    C. incenses
    D. incisions

42. A. voluntary
    B. voluminous
    C. voluptuous
    D. voluminously

Questions 43-46 refer to the following text:

Professional development benefits are becoming increasingly important in employee benefits packages. Many companies now offer tuition (43)__ programs to support employees pursuing further education related to their job responsibilities. These programs often cover a percentage of tuition costs for approved courses or degree programs. In addition to formal education, many organizations provide access to online learning platforms, allowing employees to enhance their skills through (44)__ courses and certifications. Some companies also offer mentorship programs, pairing less experienced employees with seasoned professionals to foster growth and knowledge transfer. By investing in their employees’ professional development, companies can improve job satisfaction, increase retention rates, and build a more (45)__ workforce. However, it’s important for employees to understand any (46)__ associated with these benefits, such as commitments to remain with the company for a certain period after completing a funded program.

43. A. reimbursement
    B. reinforcement
    C. relinquishment
    D. replenishment

44. A. self-paced
    B. self-conscious
    C. self-centered
    D. self-righteous

45. A. skilled
    B. skillet
    C. skilling
    D. skillful

46. A. obligations
    B. obliterations
    C. obfuscations
    D. observations

Answer Key

Part 1: Incomplete Sentences

1. A
2. A
3. A
4. A
5. A
6. A
7. A
8. A
9. A
10. A
11. A
12. A
13. A
14. A
15. A
16. A
17. A
18. A
19. A
20. A
21. A
22. A
23. A
24. A
25. A
26. A
27. A
28. A
29. A
30. A

Part 2: Text Completion

31. A
32. A
33. A
34. A
35. A
36. A
37. A
38. A
39. A
40. A
41. A
42. A
43. A
44. A
45. A
46. A

Employee Benefits Interpretation Guide

This TOEIC Reading practice test focuses on interpreting information in employee benefit packages, covering various aspects such as health insurance, retirement plans, professional development, and wellness programs. The questions are designed to test your understanding of vocabulary and concepts related to employee benefits, as well as your ability to comprehend and analyze information presented in different contexts. By practicing with these questions, you can improve your skills in interpreting complex information about employee benefits, which is a valuable skill in many professional settings.